Finance

Tools

• 2 sheets·Excel

  Emergency Fund

  Calculate the cushion that lets you sleep.

  First, measure what you actually spend. Then find out how many months you'd survive without income — and how far you are from the number that lets you relax.

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• Self-audit·PDF

  Behavior Audit

  Your money problem isn't a knowledge problem.

  Ten scoreable mirrors that reveal how you behave with money when no one's watching — and turn your worst score into a written rule that decides for you.

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